Credit check report Mississippi

Let us say that Consumer credit check report Mississippi An is receiving bills for a .00 credit check report Mississippi balance on a department store credit card. Consumer A never applied for such a card and therefore the debt cannot be his. He suspects someone stole his identity and opened the account using his social security number and other private information. After numerous phone calls and letters credit check report Mississippi back and forth, the department store agrees that it is not Consumer As debt after all and tells Consumer A not to worry about it, that theyll credit check report Mississippi take care of it.

Naturally, Consumer An is now relieved and assumes that it will be taken care of, i..e., they will stop billing him for credit check report Mississippi the invalid debt and it will be deleted from his credit report. The account number, by the way let us say it is 1234567890 and that is credit check report Mississippi the way the CRAs are reporting it on Consumer As credit reports. Consumer A notifies the CRAs by certified mail of the situation, along with documentation, and they all delete the previously reported trade line within a month. ]] About four months go by and Consumer An is dismayed to receive in the mail a letter from a Debt Collection Company named Pit Bull. three free credit report Pit Bull, in its letter, states that it is collecting a debt on behalf of the department store (the same one that earlier told Consumer A not to worry about it, that they would take care of it and delete it fromhis credit check report Mississippi credit report.) Pit Bull shows the debt now as , having tacked on a penalty and a default charge or attorneys fees), but informs Consumer A that, although he owes immediately the full amount of , credit check report Mississippi they will take as a full credit check report Mississippi payment. They cant guarantee Consumer A that the department store will reinstate him in good graces vis-à-vis his credit card (the one that was neer his in the first place) but if he pays them the at least they will stop dunning him. The account number on the letter is now 123DEPTSTRE890. A few months later Pit Bull furnishes the account 1234567890 as 123DEPTSTRE890 to the CRAs, showing credit check report Mississippi the account as a charge off, amount , and a note that the trade line will be reported for the next credit check report Mississippi seven years! obtain free credit report He calls the department store and reiterates his story that the department store had earlier investigated, agreed with him that he did not owe the debt and that they would take credit check report Mississippi care of it for him. These words come back to haunt Consumer An as the representative now tells him that they are sorry, the account is now with collections, and that they cannot interfere as it is now out of their hands. Consumer An also tries to clarify the situation with Pit Bull but, other than being cursed at and told to pay the damn bill, he gets nowhere. He disputes with the CRAs with certified letters, giving a full account of the situation and a statement that he categorically does not, and never did, owe the debt. Two of the three CRAs shortly thereafter delete the trade line from Consumer As report, but one of them does not.

That one informs our consumer that they checked with credit check report Mississippi the furnisher (Pit Bull) and the furnisher verified with them that the information they provided on the debt was valid.

Some more months crack and Consumer A starts feeling frenzied. He tries to get refinancing on his home but is stated hell have to open up the derogative trade line exhibiting on one of his credit reports as a first step. He is likewise denied credit on credit check report Mississippi a couple occasions which he suspects resulted from the same disparaging describing. view credit report online Consumer A credit check report Mississippi starts religiously checking his credit report, and discovers that now the account is being furnished by another collection company, Viper, Inc., and the account number has changed again, this time to 732******.

Our credit check report Mississippi consumer becomes by this point very discouraged. but they are just as nasty and, if anything, more venomous than Pit Bull.